The Assiff Law Blog

The Family Protection Endorsement (SEF 44)

The Family Protection Endorsement (SEF 44)

The SEF 44 Endorsement provides you, as well as your dependent family members, with excess insurance to cover any damages sustained in a motor vehicle accident in excess of $200,000, up to your own policy limits. In effect, it provides you with coverage up to the maximum of your own policy limits, whatever that may be. If you have the exact same amount of coverage as the other person involved in a collision, the Family Protection Endorsement is not activated. Continue Reading

Avoiding Motorcycle Accidents

Avoiding Motorcycle Accidents

It is always fun and exciting to ride a motorcycle in Alberta. However, motorcycles pose serious threats to the riders if they fail to take the necessary precautions to avoid accidents. The results of a motorcycle accident can be damaging, and the injuries can last a lifetime. This guide will reveal what steps riders need to take to avoid an accident. Continue Reading

When insurance companies act in bad faith: Punitive damages

When insurance companies act in bad faith: Punitive damages

The duty of insurance companies should be one of UTMOST good faith or “uberrima fides”. In Alberta, insurance companies sometimes employ bad faith tactics in order to delay or avoid paying claimants for their insurance claims. There are a number of different practices that insurance companies may use in bad faith in order to try to deny valid insurance claims. If an insurance company has acted in bad faith, a claimant may sue the company. Continue Reading

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