Can the benefits you receive from the government, your employment, or another form of wage replacement program be deducted from your loss of income claim? Can you be compensated for having to use your sick time to attend medical appointments?

The duty of insurance companies should be one of UTMOST good faith or “uberrima fides”. In Alberta, insurance companies sometimes employ bad faith tactics in order to delay or avoid paying claimants for their insurance claims. There are a number of different practices that insurance companies may use in bad faith in order to try to deny valid insurance claims. If an insurance company has acted in bad faith, a claimant may sue the company.