Getting into a car accident causes a lot of distress. On top of dealing with the insurance company and being forced to go over traumatic memories over and over, you often need to take some time off work in order to sort things out. Most employers would understand these circumstances. However when a day of absence turns into a week, months and then years, your job may be at risk.
Can I get fired for being unable to work due to a car accident?
In Canada and more specifically, Alberta there are laws that protect employees rights, preventing an employer from firing an employee for reasons of illness or disability up to the point of undue hardship.
This is specified under Human Rights, Citizenship and Multiculturalism Act (RSA
What compensation is available to me if I lost my income due to a car accident that causes a total disability?
Individuals who suffer a total disability due to a car accident and are unable to work, generally fall under the no fault accident benefits of their insurance policy. This is usually known as section B accident benefits.
Once a claim is made under the section B accident benefits, usually an insurance adjuster will contact you. Before you meet with the insurance adjustor you should contact a lawyer, as they may present you with waivers or documents to sign, which may limit your legal options down the road.
You may also be asked to provide a proof of loss statement.
For more information, refer to http://www.finance.alberta.ca/publications/insurance/super_bulletin0407_accident_benefits.pdf
Section B Restrictions
If you are convicted of an alcohol related, connected to the accident or if you do not possess the proper license to drive the vehicle that was involved in the accident, you do not qualify for section B benefits.
Regardless of your situation, it is recommended that you hire a professional Injury Lawyer, which specializes in Automobile related injuries, in order to ensure that you do not miss out on any benefits that you may be entitled to.
Disclaimer: This article is meant for informational purposes only and does not constitute legal advice. We strongly encourage you to seek the advice of an Alberta Injury Lawyer before making any decisions