Category: General Advice

Car Accidents

Countermeasures We Employ against unreasonable insurers

Throughout our years of experience at Assiff Law Office, we have seen insurers and in particular self -represented entities such as municipalities, who insure negligent municipal workers, use the following tactics to dissuade injured victims from pursuing an action altogether or to try and convince them to settle for far less than what their claim is actually worth.

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Car Accidents

The Family Protection Endorsement (SEF 44)

The SEF 44 Endorsement provides you, as well as your dependent family members, with excess insurance to cover any damages sustained in a motor vehicle accident in excess of $200,000, up to your own policy limits. In effect, it provides you with coverage up to the maximum of your own policy limits, whatever that may be. If you have the exact same amount of coverage as the other person involved in a collision, the Family Protection Endorsement is not activated.

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Car Accidents

Avoiding Motorcycle Accidents

It is always fun and exciting to ride a motorcycle in Alberta. However, motorcycles pose serious threats to the riders if they fail to take the necessary precautions to avoid accidents. The results of a motorcycle accident can be damaging, and the injuries can last a lifetime. This guide will reveal what steps riders need to take to avoid an accident.

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General Advice

When insurance companies act in bad faith: Punitive damages

The duty of insurance companies should be one of UTMOST good faith or “uberrima fides”. In Alberta, insurance companies sometimes employ bad faith tactics in order to delay or avoid paying claimants for their insurance claims. There are a number of different practices that insurance companies may use in bad faith in order to try to deny valid insurance claims. If an insurance company has acted in bad faith, a claimant may sue the company.

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Car Accidents

Watch out for the Insurance Adjuster

he other party’s insurance company will often employ the use of an “insurance adjuster” in order get you to admit fault or part fault. Should they be successful, your claim might be denied or greatly reduced.

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